Skip to Content

A Woman's Giving Spirit Lives On

Joe and Nancy CollinsArticle featured in Winter 2011 Donor Report

Joe and Nancy Collins met and raised their family in Shaler Township, a small residential suburb of Pittsburgh, PA. In 1984, the couple and their three children moved to Arnold, MD, where they put down roots and got involved in the community.

In addition to her strong family support, it was these roots and solid friendships that helped Nancy Collins beat breast cancer, becoming a 15-year survivor. Shortly after Joe's retirement, however, she was diagnosed with Hodgkins Disease, a type of cancer which eventually took her life on September 25, 2000.

In his wife's memory, Joe and his family established the Nancy Collins Memorial Fund with a twofold mission: to support the ongoing fight against cancer, and to assist in providing quality healthcare for children. Since Joe moved to Frederick in 2004, the Fund has been used to support the FMH Cancer Patient Assistance Fund, and the Billy Miller Neonatal Intensive Care Unit.

In addition to direct financial contributions, proceeds from the Nancy Collins Memorial Fund have been used to purchase artwork and comfortable rocking chairs for parents of infants being cared for in the NICU to use when holding their newborns. Rocking chairs have also been purchased for the comfort of patients, family and caregivers at the FMH Regional Cancer Therapy Center.

Joe, who is an active member of the FMH Auxiliary and regular volunteer at the hospital, also works year round getting sponsors and recruiting foursomes for the Nancy Collins Memorial Charity Golf Tournament. Always held in June, the proceeds from this event—which will mark its 10th anniversary this year-continue to support the Fund set up in Nancy's name.

"Nancy was such a friendly, caring person," says Joe. "She was always reaching out to help people, and she had a real gift with children. All of us who contribute to the Fund in her memory are pleased to know the proceeds are going to support the NICU, and to help cancer patients who can't afford their medicine. We think Nancy would have liked that."

eBrochure Request Form

Please provide the following information to view the brochure.

A charitable bequest is one or two sentences in your will or living trust that leave to Frederick Memorial Hospital a specific item, an amount of money, a gift contingent upon certain events or a percentage of your estate.

an individual or organization designated to receive benefits or funds under a will or other contract, such as an insurance policy, trust or retirement plan

Bequest Language

"I, [name], of [city, state, ZIP], give, devise and bequeath to Frederick Regional Health System [written amount or percentage of the estate or description of property] for its unrestricted use and purpose."

able to be changed or cancelled

A revocable living trust is set up during your lifetime and can be revoked at any time before death. They allow assets held in the trust to pass directly to beneficiaries without probate court proceedings and can also reduce federal estate taxes.

cannot be changed or cancelled

tax on gifts generally paid by the person making the gift rather than the recipient

the original value of an asset, such as stock, before its appreciation or depreciation

the growth in value of an asset like stock or real estate since the original purchase

the price a willing buyer and willing seller can agree on

The person receiving the gift annuity payments.

the part of an estate left after debts, taxes and specific bequests have been paid

a written and properly witnessed legal change to a will

the person named in a will to manage the estate, collect the property, pay any debt, and distribute property according to the will

A donor advised fund is an account that you set up but which is managed by a nonprofit organization. You contribute to the account, which grows tax-free. You can recommend how much (and how often) you want to distribute money from that fund to FMH or other charities. You cannot direct the gifts.

An endowed gift can create a new endowment or add to an existing endowment. The principal of the endowment is invested and a portion of the principal’s earnings are used each year to support our mission.

Tax on the growth in value of an asset—such as real estate or stock—since its original purchase.

Securities, real estate or any other property having a fair market value greater than its original purchase price.

Real estate can be a personal residence, vacation home, timeshare property, farm, commercial property or undeveloped land.

A charitable remainder trust provides you or other named individuals income each year for life or a period not exceeding 20 years from assets you give to the trust you create.

You give assets to a trust that pays our organization set payments for a number of years, which you choose. The longer the length of time, the better the potential tax savings to you. When the term is up, the remaining trust assets go to you, your family or other beneficiaries you select. This is an excellent way to transfer property to family members at a minimal cost.

You fund this type of trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. You can also make additional gifts; each one also qualifies for a tax deduction. The trust pays you, each year, a variable amount based on a fixed percentage of the fair market value of the trust assets. When the trust terminates, the remaining principal goes to FMH as a lump sum.

You fund this trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. Each year the trust pays you or another named individual the same dollar amount you choose at the start. When the trust terminates, the remaining principal goes to FMH as a lump sum.

A beneficiary designation clearly identifies how specific assets will be distributed after your death.

A charitable gift annuity involves a simple contract between you and FMH where you agree to make a gift to FMH and we, in return, agree to pay you (and someone else, if you choose) a fixed amount each year for the rest of your life.

Personal Estate Planning Kit Request Form

Please provide the following information to view the materials for planning your estate.