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Honoring a Lifelong Friendship: Darlene Aulls & Donna Tisdale

Darlene Aulls and Donna Tisdale Article featured in Fall 2010 Donor Report

Friends since 1981, fellow FMH Auxilians Darlene Aulls and Donna Tisdale have been through a lot together.

They've supported one another through raising children, building their careers and serving the community through volunteering.

More recently, however, the two shared something that was far more challenging than anything they'd experienced before. In 2001, Donna was diagnosed with breast cancer; several years later, Darlene received the same diagnosis. Like the lifetime friends they are, they supported and encouraged one another through treatment and recovery.

It was during their treatment phases that both women began to reflect on the hardship that women without health insurance face when dealing with breast cancer. When a little research uncovered how expensive their own medications would have been had they not been covered by their own health insurance, they decided to do what they could to help others.

Separately, the two began supporting the FMH Cancer Patient Assistance Fund, a special purpose fund set up to help uninsured or underinsured patients afford medications, equipment and supplies associated with their illness until a more permanent funding solution can be found. Knowing their contributions were helping people less fortunate than they to cope with their cancer was a satisfying outreach for both women.

When Darlene turned 60, Donna made a gift to the Fund in honor of her friend's birthday. The following year, Darlene returned the favor. And so began a birthday tradition that is meaningful to both women, primarily because they know it is helpful to so many others.

"At this point in our lives, neither of us needs anything," said Darlene. "So giving to FMH in honor of one another's birthdays is a way for us to remember the occasion while supporting a cause that is far bigger than both of us."

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A charitable bequest is one or two sentences in your will or living trust that leave to Frederick Memorial Hospital a specific item, an amount of money, a gift contingent upon certain events or a percentage of your estate.

an individual or organization designated to receive benefits or funds under a will or other contract, such as an insurance policy, trust or retirement plan

Bequest Language

"I, [name], of [city, state, ZIP], give, devise and bequeath to Frederick Regional Health System [written amount or percentage of the estate or description of property] for its unrestricted use and purpose."

able to be changed or cancelled

A revocable living trust is set up during your lifetime and can be revoked at any time before death. They allow assets held in the trust to pass directly to beneficiaries without probate court proceedings and can also reduce federal estate taxes.

cannot be changed or cancelled

tax on gifts generally paid by the person making the gift rather than the recipient

the original value of an asset, such as stock, before its appreciation or depreciation

the growth in value of an asset like stock or real estate since the original purchase

the price a willing buyer and willing seller can agree on

The person receiving the gift annuity payments.

the part of an estate left after debts, taxes and specific bequests have been paid

a written and properly witnessed legal change to a will

the person named in a will to manage the estate, collect the property, pay any debt, and distribute property according to the will

A donor advised fund is an account that you set up but which is managed by a nonprofit organization. You contribute to the account, which grows tax-free. You can recommend how much (and how often) you want to distribute money from that fund to FMH or other charities. You cannot direct the gifts.

An endowed gift can create a new endowment or add to an existing endowment. The principal of the endowment is invested and a portion of the principal’s earnings are used each year to support our mission.

Tax on the growth in value of an asset—such as real estate or stock—since its original purchase.

Securities, real estate or any other property having a fair market value greater than its original purchase price.

Real estate can be a personal residence, vacation home, timeshare property, farm, commercial property or undeveloped land.

A charitable remainder trust provides you or other named individuals income each year for life or a period not exceeding 20 years from assets you give to the trust you create.

You give assets to a trust that pays our organization set payments for a number of years, which you choose. The longer the length of time, the better the potential tax savings to you. When the term is up, the remaining trust assets go to you, your family or other beneficiaries you select. This is an excellent way to transfer property to family members at a minimal cost.

You fund this type of trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. You can also make additional gifts; each one also qualifies for a tax deduction. The trust pays you, each year, a variable amount based on a fixed percentage of the fair market value of the trust assets. When the trust terminates, the remaining principal goes to FMH as a lump sum.

You fund this trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. Each year the trust pays you or another named individual the same dollar amount you choose at the start. When the trust terminates, the remaining principal goes to FMH as a lump sum.

A beneficiary designation clearly identifies how specific assets will be distributed after your death.

A charitable gift annuity involves a simple contract between you and FMH where you agree to make a gift to FMH and we, in return, agree to pay you (and someone else, if you choose) a fixed amount each year for the rest of your life.

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